Patelco/BNicoles: Home

Patelco Home Loans

At Patelco, we are dedicated to assisting you with all of your home financing needs. Whether you are financing a new home, refinancing, or obtaining a line of credit, we provide quick approvals, competitive rates, and speedy closings. We offer a variety of options designed to fit almost any situation, including Conforming and Jumbo programs with fixed or adjustable rates. Our online application takes just minutes to start, so you can begin the process right away. Click on 'Apply now' to get started!

Patelco also offers a variety of Government insured loan programs, including FHA, VA, and USDA. Government insured loans can be good options for borrowers who have less money for a down payment, or have had trouble qualifying for a traditional mortgage. Please contact me if you'd like to learn more about these additional options.

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The quotes below are only a purchase sample of the wide variety of loan programs and rates available. Please visit the Rates & Services section of our site and use Check Rates to view a variety of loan programs and rates applicable to your financing needs.

Today's Rates

Today's loan rates
Rate	Points	APR	Payment

7/1 Jumbo ARM
Interest Rate6.750%	Discount Points-0.125	APR7.062%	Payment Amount$9,729

10/1 Jumbo ARM
Interest Rate6.875%	Discount Points-0.125	APR7.055%	Payment Amount$9,854

30 Year Fixed
Interest Rate7.250%	Discount Points0	APR7.285%	Payment Amount$4,954

Check Rates
Assumptions Display the Rate Page

Meet Your Loan Officer

Bobby Nicoles
Patelco Home Loan Consultant
NMLS ID #893884
Phone:   925.515.9206
Fax:   925.227.6385
Email:   bnicoles@patelco.org
Address:

  3 Park Place
  Dublin, CA 94568

Bio
Whether it's buying your first home, refinancing to lower your payment or tapping your equity for renovations, securing a mortgage can be an incredibly stressful and emotional process but it doesn't need to be. Bobby takes a holistic approach to mortgages, considering your unique circumstance, lifestyle and financial objectives to match you with the product best suited to you. With more than a decade of financial experience, Bobby is familiar with every phase of the mortgage process - from origination to fulfillment to underwriting. With a degree from the Marshall School of Business at the University of Southern California, Bobby regularly calls on his business background to decipher even the most complex personal economics. This positions him to deliver great results for members with custom-tailored home loan solutions and excellent service.

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