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Patelco Home Loans

At Patelco, we are dedicated to assisting you with all of your home financing needs. Whether you are financing a new home, refinancing, or obtaining a line of credit, we provide quick approvals, competitive rates, and speedy closings. We offer a variety of options designed to fit almost any situation, including Conforming and Jumbo programs with fixed or adjustable rates. Our online application takes just minutes to start, so you can begin the process right away. Click on 'Apply now' to get started!

Patelco also offers a variety of Government insured loan programs, including FHA, VA, and USDA. Government insured loans can be good options for borrowers who have less money for a down payment, or have had trouble qualifying for a traditional mortgage. Please contact me if you'd like to learn more about these additional options.

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The quotes below are only a purchase sample of the wide variety of loan programs and rates available. Please visit the Rates & Services section of our site and use Check Rates to view a variety of loan programs and rates applicable to your financing needs.


Today's Rates
Today's loan rates
RatePointsAPRPayment
7/1 Jumbo ARM
Interest Rate6.625%Discount Points-0.125APR6.937%Payment Amount$9,605
10/1 Jumbo ARM
Interest Rate6.750%Discount Points-0.125APR6.930%Payment Amount$9,729
30 Year Fixed
Interest Rate7.125%Discount Points0APR7.160%Payment Amount$4,893

Meet Your Loan Officer

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Patricia Vallejo

Patelco Home Loan Consultant

NMLS ID #552048
Phone:  925.855.2407
Fax:  925.847.1912
Email:  pvallejo@patelco.org
Address:  310 Hartz Ave
  Danville, CA 94524


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Bio
Integrity and dedication are the core of Patricia's work. As a Home Loan Consultant with 16 years of experience at Patelco, she has the deep knowledge of lending solutions and has helped hundreds of families and individuals with their home loan needs. Whether you are looking to buy a new home or want to refinance your existing mortgage, Patricia is ready to assist you every step of the way. For first time home buyers, she's ready to provide education and guidance about different mortgage options so you can make the right decision on one of life's biggest investments.



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