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Patelco Credit Union

Whether you're buying your first home, refinancing to save on your current mortgage, or tapping into your home's equity, we'll put your needs first with personalized guidance, and financing that fits your budget and goals.
  • Quick Approvals
  • Low Rates
  • Speedy Closings
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Where to Start

Information For First-Timers

First-Time Home Buying

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Purchasing A Home

Purchasing a Home

Buying a new home is exciting and the process of financing it is now faster and easier than ever before.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Start Saving By Refinancing

Refinancing a Home

If the current value of your home has increased, it may make sense to refinance at a better rate or refinance to consolidate debt or plan a home improvement project.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Getting Value Out Of Your Home

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.




Today's Rates
Today's loan rates
RatePointsAPRPayment
7/1 Jumbo ARM
Interest Rate6.750%Discount Points-0.125APR7.061%Payment Amount$9,729
10/1 Jumbo ARM
Interest Rate6.875%Discount Points-0.125APR7.055%Payment Amount$9,854
30 Year Fixed
Interest Rate7.250%Discount Points0APR7.285%Payment Amount$4,954


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