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Patelco Credit Union

Helping our members buy homes, refinance their mortgages and borrow equity with:

  • Quick Approvals
  • Low Rates
  • Speedy Closings

Apply online and be pre-approved today! It's quick & easy.



Where to Start

Information For First-Timers

First-Time Home Buying

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Purchasing A Home

Purchasing a Home

Buying a new home is exciting and the process of financing it is now faster and easier than ever before.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Start Saving By Refinancing

Refinancing a Home

If the current value of your home has increased, it may make sense to refinance at a better rate or refinance to consolidate debt or plan a home improvement project.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Getting Value Out Of Your Home

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.




Today's Rates
Today's loan rates
RatePointsAPRPayment
7/1 Jumbo ARM
Interest Rate2.375%Discount Points-0.125APR2.400%Payment Amount$3,109
30 Year Fixed
Interest Rate3.000%Discount Points0.125APR3.050%Payment Amount$1,758



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