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Patelco Home Loans

At Patelco, we are dedicated to assisting you with all of your home financing needs. Whether you are financing a new home, refinancing, or obtaining a line of credit, we provide quick approvals, competitive rates, and speedy closings. We offer a variety of options designed to fit almost any situation, including Conforming and Jumbo programs with fixed or adjustable rates. Our online application takes just minutes to start, so you can begin the process right away. Click on 'Apply now' to get started!

Patelco also offers a variety of Government insured loan programs, including FHA, VA, and USDA. Government insured loans can be good options for borrowers who have less money for a down payment, or have had trouble qualifying for a traditional mortgage. Please contact me if you'd like to learn more about these additional options.

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The quotes below are only a purchase sample of the wide variety of loan programs and rates available. Please visit the Rates & Services section of our site and use Check Rates to view a variety of loan programs and rates applicable to your financing needs.


Meet Your Loan Officer

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Jose Antonio Garcia III

Patelco Home Loan Consultant

NMLS ID #453338
Phone:  510.209.3531
Fax:  925.847.1976
Email:  joseantonio.garcia@patelco.org
Address:  3 Park Place
  Dublin, CA 94568


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Bio
A mortgage is one of the most important financial choices you will ever make. As a Home Loan Consultant at Patelco with 20 years of experience, Jose remains dedicated to helping you achieve your goals not just finish your loan transaction. Maintaining integrity and building relationships are the core of Jose's work, and he can help customize a home loan financing solution just for you.



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