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Patelco Home Loans

At Patelco, we are dedicated to assisting you with all of your home financing needs. Whether you are financing a new home, refinancing, or obtaining a line of credit, we provide quick approvals, competitive rates, and speedy closings. We offer a variety of options designed to fit almost any situation, including Conforming and Jumbo programs with fixed or adjustable rates. Our online application takes just minutes to start, so you can begin the process right away. Click on 'Apply now' to get started!

Patelco also offers a variety of Government insured loan programs, including FHA, VA, and USDA. Government insured loans can be good options for borrowers who have less money for a down payment, or have had trouble qualifying for a traditional mortgage. Please contact me if you'd like to learn more about these additional options.

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The quotes below are only a purchase sample of the wide variety of loan programs and rates available. Please visit the Rates & Services section of our site and use Check Rates to view a variety of loan programs and rates applicable to your financing needs.

Today's Rates
Today's loan rates
7/1 Jumbo ARM
Interest Rate6.250%Discount Points-0.125APR6.802%Payment Amount$9,236
10/1 Jumbo ARM
Interest Rate6.375%Discount Points-0.125APR6.724%Payment Amount$9,358
30 Year Fixed
Interest Rate6.875%Discount Points0APR6.909%Payment Amount$4,771

Meet Your Loan Officer

IMAGEAlbert Vong

Patelco Home Loan Consultant

NMLS ID #236462
Phone:  415.816.5835
Fax:  925.847.1914
Address:  124 2nd St.
  San Francisco, CA 94105

As a 15-year veteran in real estate, Albert has the expertise and creativity to guide you to the mortgage that best suits your needs.

Born and raised in San Francisco, Albert's knowledge of the complex Bay Area housing market has guided hundreds of buyers through the complex loan process.

Whether you are purchasing a new home or refinancing your existing loan, Albert will review your individual financial position and offer solutions that work for you helping you understand all your options, not just the interest rate.

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